• Personal Accident
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  • House holder
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Business Interruption Insurance

Worse than the loss due to the risk of fire and the damages it may cause as a result, is to be unable to continue doing business after the break of the fire. Although the business stops due to this calamity, there are certain standing charges that will independently continue irrespective of the situation that the insured is placed in. These expenses such as bank interests, employee's salaries, rent, electricity and other standing charges will still need attention in addition to the loss of revenue. This results in a loss of gross profits due to reduction in turn over and increased cost of working during the period of interruption.

Business Interruption cover is implemented only when a combination with Property All Risks or Fire Insurance Policy.

This cover takes into consideration the following aspects which should be addressed when opting for this cover as follows:

  • Gross profit.
  • Net profit.
  • Standing charges.
  • Annual turnover.
  • Limit and period of indemnity.


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